What evidence should I collect after a car accident?
Gathering comprehensive evidence at the scene is crucial for a successful insurance claim. By law in Northern Ireland, you must exchange details with the other party, and capturing photos, witness information, and dashcam footage significantly strengthens your position.
What driver details do I need to exchange?
By law, you must exchange your full name and address with the other driver. Additionally, you should obtain:
- Their vehicle registration number.
- Their insurance company name (and policy number if available).
- The details of the vehicle owner if the driver is not the owner.
What photos should I take at the accident scene?
Capture high-quality images to document the incident, including:
- Damage to all vehicles involved.
- Number plates.
- Vehicle positions before they are moved.
- Road markings and traffic signs.
- Weather and road conditions.
- Debris, skid marks, or fluid on the road.
Why is dashcam footage important?
Dashcam footage is often the most objective account of an incident. If you have footage, ensure you secure the memory card immediately to prevent it from being overwritten.
What if I don’t have a camera?
If you cannot take photos, write down a detailed note of the scene, including the exact street name, time, weather conditions, and the position of the vehicles. This written record can be just as valuable as a photo if done immediately.
Should I get witness details?
Yes. Before anyone leaves the scene, collect the names and phone numbers of anyone who witnessed the incident. Independent accounts can be pivotal if the other party disputes what happened.
Should I move my car after an accident?
The PSNI advises that if there are no injuries and the vehicles are causing a hazard, you should move them to a safe location after taking quick photos of their original positions. However, if there are serious injuries, do not move the vehicles until the police arrive.
Do I have to use my insurer’s recovery company?
No. You do not have to automatically use the recovery or repair option suggested by your insurer. Drivers in Northern Ireland have the legal right to choose an independent accident recovery provider.
Step-by-Step Guide to Post-Accident Procedures in Northern Ireland
